Here are a few ways I've learned to save money. I love to not spend money, especially since doing so helps us to put money away for a rainy day and for when we have kids and I stay home with them.-not for a couple years though. :-)
40 Ways to Save Money:
1. Turn off the lights when you’re not in a room.
2. Pay extra principal on your mortgage every month.
3. Pay off your credit card balance every month.
4. Get a credit card that earns points.
5. Pay your bills online to save on postage.
6. Pay your bills on time to avoid late fees.
7. Carry cash instead of credit/debit cards. It’s harder for us to part with “real” money.
8. Buy generic, in most cases it tastes just as good as the name brand.
9. Make a list for the grocery store, and stick to it.
10. Don’t buy junk food. It’s not benefiting your health anyways.
11. Buy in bulk when you know it won’t go bad before it expires.
12. Clip coupons.
13. Cancel unused magazine prescriptions.
14. Plan a sensible route for your errands and avoid going out for just one thing.
15. Shop at consignment or second hand stores. Some stores have really cute clothes!
16. Rent books, movies, and CD’s from the library. Don’t buy them, especially if you only read them once.
17. Cancel your internet service if you don’t use it much and can get by using your work or library’s internet.
18. Hand-me-downs. I loved getting clothes from my sister.
19. Eat at home instead of eating out.
20. When you do eat out, split a meal.
21. Stop smoking, drinking and chewing. It only hurts your health.
22. Make your own laundry soap.
23. Carpool to work or group activities.
24. Opt for public school instead of private. It can be just as good.
25. Encourage your high schooler to apply for scholarships for college.
26. Open an interest bearing account at the bank, like a CD or Money Market.
27. Don’t run the water while you’re brushing your teeth or shaving your legs in the shower.
28. Ride your bike or walk places if you can.
29. Go to the movies during the week. Around here it’s only $5.
30. Don’t get a gym membership. Run outside (or on the dusty treadmill in the basement) and rent exercise videos from the library.
31. Buy used items. Check out Craigslist.com.
32. Make your own gifts, if you’re crafty.
33. Shop the sales rack of stores.
34. Reconsider whether you really, really need that new pair of shoes.
35. Go to garage sales. One man’s junk is another man’s treasure.
36. Try to fix things yourself before you hire some help.
37. Wash laundry when you have a full load.
38. Cancel your cable subscription. Spend your time doing other things.
39. Don't impulse buy. Put it back on the shelf and wait a few days or even a month, then decide if you still want it.
40. Stay home and have a family game night instead of going out.
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